Financial Planning Archives - S9 Financial Planners https://s9financialplanners.com/blog/category/financial-planning/ Certified financial planners in India Tue, 03 Feb 2026 10:01:49 +0000 en-US hourly 1 https://wordpress.org/?v=7.1.4 https://s9financialplanners.com/wp-content/uploads/2026/06/favicon-150x150.png Financial Planning Archives - S9 Financial Planners https://s9financialplanners.com/blog/category/financial-planning/ 32 32 Why Saving Alone Won’t Make You Rich: A Money Reality Check for Women in Their 20s https://s9financialplanners.com/blog/2026/02/why-saving-alone-wont-make-you-rich-money-reality-check-women-in-20s/ Tue, 03 Feb 2026 10:01:49 +0000 https://s9financialplanners.com/blog/?p=5968 If your expenses rise at around 7–8% annually, but your savings grow at only 3–4%, you’re moving backwards without realising it. Isn’t it?

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]]> Why Financial Planning Is Not Just About Money but Mindset https://s9financialplanners.com/blog/2025/11/financial-planning-not-about-money-but-mindset/ Tue, 04 Nov 2025 06:15:53 +0000 https://s9financialplanners.com/blog/?p=5961 Once someone understands the process of financial planning, 80% of the work is done. The rest is execution and consistency.

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]]> Managing Debt Wisely: A Roadmap for Indian Professionals https://s9financialplanners.com/blog/2025/09/managing-debt-wisely-roadmap-indian-professionals/ Sat, 27 Sep 2025 10:40:40 +0000 https://s9financialplanners.com/blog/?p=5953 In their early 20s, many professionals believe that financial stability will come naturally once they start getting bigger packages. “I’ll save more once I earn more,” they tell themselves. However, ... Read more

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]]> Why Emergency Funds Matter: A Real-Life Story That Saved the Day https://s9financialplanners.com/blog/2025/09/emergency-funds-real-life-story/ Thu, 04 Sep 2025 10:56:47 +0000 https://s9financialplanners.com/blog/?p=5947 An emergency fund may not feel exciting compared to stock market gains, but in moments of crisis, it is your true superhero. It protects your family, your dreams, and your peace of mind.

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]]> Got a salary hike? 7 Smart ways to use it to fast-track your financial goals https://s9financialplanners.com/blog/2025/07/salary-hike-smart-ways-use-fast-track-financial-goals/ Wed, 30 Jul 2025 04:57:14 +0000 https://s9financialplanners.com/blog/?p=5940 t’s not that we aren’t grateful for the raise. We absolutely are! But the moment that extra money lands, our mind starts racing in a dozen directions.

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]]> The 5 Most Common Misconceptions About Insurance in Financial Planning https://s9financialplanners.com/blog/2025/07/common-misconceptions-insurance-financial-planning/ Fri, 11 Jul 2025 12:19:54 +0000 https://s9financialplanners.com/blog/?p=5932 People carry myths, half-baked assumptions, and misplaced priorities that pushes insurance in the list of ‘good-to-haves’ rather than ‘must-haves’.

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]]> Financial Planning for Couples: Merging Goals, Budgets, and Investment Styles https://s9financialplanners.com/blog/2025/05/financial-planning-for-couples-goals-investment-budgeting/ Fri, 16 May 2025 08:54:28 +0000 https://s9financialplanners.com/blog/?p=5928 Many couples don’t have clearly defined financial goals, and joint planning for emergencies or big-ticket milestones like a home or a child’s education. 

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]]> The Benefits of Term Insurance: Why It Should Be Part of Your Financial Plan! https://s9financialplanners.com/blog/2025/05/benefits-term-insurance-financial-plan/ Fri, 02 May 2025 11:15:23 +0000 https://s9financialplanners.com/blog/?p=5919 Many people wait — thinking they’ll buy it “later” when they’re older, earning more, or have bigger responsibilities.
But life doesn’t wait. And neither do insurance premiums.

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]]> Understanding Mutual Fund Categories: Which One is Right for You? https://s9financialplanners.com/blog/2025/01/mutual-fund-categories/ Wed, 22 Jan 2025 07:52:40 +0000 https://s9financialplanners.com/blog/?p=5824 Mutual funds can be a great way to start your investment journey, but the variety of options can sometimes feel overwhelming. With over a decade of experience in the finance ... Read more

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]]> The rising trend in women’s participation in financial decision making https://s9financialplanners.com/blog/2024/12/womens-participation-financial-decision-rising-trend/ Wed, 11 Dec 2024 07:52:29 +0000 https://s9financialplanners.com/blog/?p=5800 The societal pressure tied to labels like “Alpha male” or “Alpha female” and the stress associated with Type A personalities has only added to the weight women often carry in their financial journeys.

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