Personal Finance Archives - S9 Financial Planners https://s9financialplanners.com/blog/category/personal-finance/ Certified financial planners in India Tue, 17 Mar 2026 08:27:14 +0000 en-US hourly 1 https://wordpress.org/?v=7.1.4 https://s9financialplanners.com/wp-content/uploads/2026/06/favicon-150x150.png Personal Finance Archives - S9 Financial Planners https://s9financialplanners.com/blog/category/personal-finance/ 32 32 How to Structure Your Money in Your 20s: The 3-Bucket Strategy Explained https://s9financialplanners.com/blog/2026/03/structure-money-20s-3-bucket-strategy/ Tue, 17 Mar 2026 08:27:14 +0000 https://s9financialplanners.com/blog/?p=5974 Your 20s are often the first time you truly control your money. You start earning. And sometimes, you finally start living… with a sense of freedom. But your first income ... Read more

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]]> Why Saving Alone Won’t Make You Rich: A Money Reality Check for Women in Their 20s https://s9financialplanners.com/blog/2026/02/why-saving-alone-wont-make-you-rich-money-reality-check-women-in-20s/ Tue, 03 Feb 2026 10:01:49 +0000 https://s9financialplanners.com/blog/?p=5968 If your expenses rise at around 7–8% annually, but your savings grow at only 3–4%, you’re moving backwards without realising it. Isn’t it?

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]]> Why Financial Planning Is Not Just About Money but Mindset https://s9financialplanners.com/blog/2025/11/financial-planning-not-about-money-but-mindset/ Tue, 04 Nov 2025 06:15:53 +0000 https://s9financialplanners.com/blog/?p=5961 Once someone understands the process of financial planning, 80% of the work is done. The rest is execution and consistency.

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]]> Managing Debt Wisely: A Roadmap for Indian Professionals https://s9financialplanners.com/blog/2025/09/managing-debt-wisely-roadmap-indian-professionals/ Sat, 27 Sep 2025 10:40:40 +0000 https://s9financialplanners.com/blog/?p=5953 In their early 20s, many professionals believe that financial stability will come naturally once they start getting bigger packages. “I’ll save more once I earn more,” they tell themselves. However, ... Read more

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]]> Got a salary hike? 7 Smart ways to use it to fast-track your financial goals https://s9financialplanners.com/blog/2025/07/salary-hike-smart-ways-use-fast-track-financial-goals/ Wed, 30 Jul 2025 04:57:14 +0000 https://s9financialplanners.com/blog/?p=5940 t’s not that we aren’t grateful for the raise. We absolutely are! But the moment that extra money lands, our mind starts racing in a dozen directions.

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]]> The 5 Most Common Misconceptions About Insurance in Financial Planning https://s9financialplanners.com/blog/2025/07/common-misconceptions-insurance-financial-planning/ Fri, 11 Jul 2025 12:19:54 +0000 https://s9financialplanners.com/blog/?p=5932 People carry myths, half-baked assumptions, and misplaced priorities that pushes insurance in the list of ‘good-to-haves’ rather than ‘must-haves’.

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]]> Understanding Fund Manager Strategies: What to Look For? https://s9financialplanners.com/blog/2025/03/understanding-fund-manager-strategies/ Mon, 24 Mar 2025 05:18:43 +0000 https://s9financialplanners.com/blog/?p=5914 A good fund manager never chases trends blindly or makes emotional decisions in the market. Instead, they rely on data-driven analysis, economic indicators, and market behavior to guide their portfolio adjustments.

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]]> Active vs. Passive Mutual Funds: Which Strategy Should You Choose? https://s9financialplanners.com/blog/2025/02/active-vs-passive-mutual-funds-which-strategy-choose/ Thu, 06 Feb 2025 09:27:00 +0000 https://s9financialplanners.com/blog/?p=5852 If there’s one thing I’ve learned after years of navigating the world of mutual funds, it’s this—no single strategy fits everyone.

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]]> The rising trend in women’s participation in financial decision making https://s9financialplanners.com/blog/2024/12/womens-participation-financial-decision-rising-trend/ Wed, 11 Dec 2024 07:52:29 +0000 https://s9financialplanners.com/blog/?p=5800 The societal pressure tied to labels like “Alpha male” or “Alpha female” and the stress associated with Type A personalities has only added to the weight women often carry in their financial journeys.

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]]> Know this to save yourself from the maze of Credit Card Scam Tactics https://s9financialplanners.com/blog/2024/11/credit-card-scam-tactics/ Mon, 25 Nov 2024 13:44:35 +0000 https://s9financialplanners.com/blog/?p=5761 In the fast-paced digital era, where convenience meets vulnerability, the increase in credit card scams raises a significant threat to our financial security. Imagine receiving a seemingly legitimate email asking ... Read more

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