{"id":5305,"date":"2018-11-06T16:21:58","date_gmt":"2018-11-06T16:21:58","guid":{"rendered":"http:\/\/s9financialplanners.com\/blog\/?p=5305"},"modified":"2021-07-22T09:32:21","modified_gmt":"2021-07-22T09:32:21","slug":"its-time-to-light-up-a-daughters-diwali","status":"publish","type":"post","link":"https:\/\/s9financialplanners.com\/blog\/its-time-to-light-up-a-daughters-diwali\/","title":{"rendered":"It&#8217;s Time to Light up a Daughters &#8216; Diwali &#8216;"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Let me begin by wishing all \u201c<strong>A very Happy Diwali and a prosperous New Year<\/strong> \u201d<\/h2>\n\n\n<p><span style=\"font-weight: 400;\">We always celebrate Diwali by spending a lot of time preparing food, buying clothes, giving gifts and most importantly spend time with our loved ones. We strongly believe in the stories of Goddess Lakshmi on this day. As Goddess Lakshmi is considered to be a symbol of prosperity, wealth and fame, we worship her and welcome her home to bless us. Even goddess Saraswati is worshipped this day as the goddess of knowledge, creative arts, wisdom, language, learning, and purity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Being a woman, I have always observed that women on Diwali are complimented and appreciated a lot. We are considered as a form of Goddess Lakshmi in Diwali. There was a time when women were worshipped as the \u2018goddess of abundance &amp; fortune\u2019 in the form of Laxmi. As per the knowledge compiled through stories and history in the past, we believe this to be true in all aspects. But don\u2019t you think these are the shallow behavior of few who does this as a ritual but does not believe in it. Hardly a few independent women are taking their own financial decisions, don&#8217;t you think so? We are majorly dependent on our father, brothers or husband when it comes to taking any personal finance related decisions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Women are named as fighters in all ways whether it is about being homemakers or giving birth to babies or even as businesswomen, however, we hardly see people appreciating or encouraging women in one\u2019s house or company to take the financial decisions on their own.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Few reasons I have always heard since ages,<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">What if someone cheats me and then society or my family member feels that I am incapable of taking these decisions.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">It&#8217;s been our tradition that men take financial decisions as they are better at it.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Why should I worry as I have my family or my in-laws with a strong financial background, they will take care of it?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These cliched thinking and reasons might have helped women in that age, but in today&#8217;s time it is imperative to have the basic financial knowledge and I always tell this to my clients or women friends that never forget few basic points in life:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Women live longer than men, hence it is essential to take good care but by self.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">In today\u2019s time being single or divorced parent situations are evidently seen, in that case, you need to raise your kid and family alone so be prepared for any situations is necessary.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">If you are not willing to get married, even then you would need to manage your finance because it&#8217;s a long way to go.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Women usually neglect their health insurances, the time in which critical illness like breast cancer or complications during pregnancy or in old age the bones giving up situations is unfortunate but not predictable.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Being prepared is the key to <a href=\"https:\/\/s9financialplanners.com\/blog\/6-thing-an-investor-can-learn-from-sachin-a-billion-dreams\/\">financial happiness<\/a> and peace.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In today&#8217;s time, we do a number of things to be happy&#8230;Hop into Gym or <a href=\"http:\/\/theyogainstitute.org\/\">yoga<\/a> or dance class to have a healthy body and a maintained figure. We don\u2019t miss our Parlour appointments to look beautiful. We don&#8217;t stop ourselves and travel solo to get away from negative energy but how many of us genuinely take out time and sit with our family members or with our financial planners for our personal finance related decisions. How many of you are independent in taking their financial decision?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whenever there is any financial emergency or cash crunch in the house our homemaker comes out with the money she saved in her little utensils hidden. Imagine if you become independent in taking your financial decision the things would be in your control just like how you want your life to be.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Being a financial planner and a woman, I would advise you a few steps to follow so that you can achieve a sound and healthy financial life:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Get started now -It&#8217;s never too late<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Have a financial planner who ever you are comfortable with maybe your dad, husband, or any <a href=\"https:\/\/s9financialplanners.com\/\">certified financial planner<\/a> from whom you gain knowledge and guidance from and then decide on your own.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">It\u2019s ok if you fail but don\u2019t repeat the same mistakes. Learn from it. Try to understand the finance terminology or words, by reading books or blogs.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Make it a habit to maintain a diary and make notes of your budget and expenses.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Save at least 20% of your earnings, to begin with, and gradually increase.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Don&#8217;t just save the money, Invest it as per your <a href=\"https:\/\/s9financialplanners.com\/blog\/dont-burn-the-good-money-for-bad-money\/\">risk appetite<\/a>.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Never stop dreaming and be self-dependent.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">I would like to wrap it up by saying that we women are born with some superpowers. If we can give birth to a life and make one bright future we can definitely change our own future for better as well.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Happy Diwali.<\/span><\/p>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let me begin by wishing all \u201cA very Happy Diwali and a prosperous New Year \u201d We always celebrate Diwali [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5307,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[7],"class_list":["post-5305","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-planning","tag-financial-planning"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>It&#039;s Time to Light up a Daughters Diwali - S9 Financial Planners<\/title>\n<meta name=\"description\" content=\"We always celebrate Diwali by spending a lot of time preparing food, buying clothes, giving gifts and most importantly spend time with our loved...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/s9financialplanners.com\/blog\/its-time-to-light-up-a-daughters-diwali\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"It&#039;s Time to Light up a Daughters Diwali - S9 Financial Planners\" \/>\n<meta property=\"og:description\" content=\"We always celebrate Diwali by spending a lot of time preparing food, buying clothes, giving gifts and most importantly spend time with our loved...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/s9financialplanners.com\/blog\/its-time-to-light-up-a-daughters-diwali\/\" \/>\n<meta property=\"og:site_name\" content=\"S9 Financial Planners Blog\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/urmila.singh.357\" \/>\n<meta property=\"article:published_time\" content=\"2018-11-06T16:21:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-07-22T09:32:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2018\/11\/Blog-Diwali.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"560\" \/>\n\t<meta property=\"og:image:height\" content=\"315\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Urmila Singh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Urmila Singh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/s9financialplanners.com\/blog\/its-time-to-light-up-a-daughters-diwali\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/s9financialplanners.com\/blog\/its-time-to-light-up-a-daughters-diwali\/\"},\"author\":{\"name\":\"Urmila Singh\",\"@id\":\"https:\/\/s9financialplanners.com\/blog\/#\/schema\/person\/ee14fa6b5a8401d8f4b416c58c8c17ce\"},\"headline\":\"It&#8217;s Time to Light up a Daughters &#8216; 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