{"id":5805,"date":"2024-12-23T06:33:53","date_gmt":"2024-12-23T06:33:53","guid":{"rendered":"https:\/\/s9financialplanners.com\/blog\/?p=5805"},"modified":"2024-12-23T06:52:42","modified_gmt":"2024-12-23T06:52:42","slug":"epfo-2025-update-employees-pensioners-need-know","status":"publish","type":"post","link":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/","title":{"rendered":"EPFO 2025 Update Alert: What Employees &#038; Pensioners Need to Know"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Employees Provident Fund Organization (EPFO) is set to roll out major changes in 2025, aimed at simplifying things for salaried and pensioners. Experts believe that these changes are going to revolutionize how one access their hard-earned money. Let\u2019s take a closer look to understand what\u2019s in store for you.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h1>Big News: ATM cards for PF withdrawals in 2025?<\/h1>\n<p><span style=\"font-weight: 400;\">Imagine being able to withdraw your Provident Fund (PF) savings as easily as taking out cash from an ATM. Well, that\u2019s going to be a reality now. EPFO is rolling out <\/span><b>ATM cards for PF withdrawals in 2025<\/b><span style=\"font-weight: 400;\">, making your money accessible to you, anytime, anywhere!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This move aims to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Faster Access to Funds<\/b><span style=\"font-weight: 400;\"> &#8211; No more waiting for the claim processing. You can just swipe your card and access your funds immediately.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lesser Hassle<\/b><span style=\"font-weight: 400;\"> &#8211; Reduces the dependence on human intervention and complicated procedures.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>More Control<\/b><span style=\"font-weight: 400;\"> &#8211; Puts YOU in control of your savings, like never before.<\/span><\/li>\n<\/ul>\n<p><i><span style=\"font-weight: 400;\">\u201c<\/span><\/i><b><i>We\u2019re upgrading our IT systems to match global banking standards,<\/i><\/b><i><span style=\"font-weight: 400;\">\u201d said Sumitra Dawra, Union Labour Secretary. \u201c<\/span><\/i><b><i>Our goal is to let claimants and pensioners access their funds with minimal human intervention\u2014directly from an ATM.<\/i><\/b><i><span style=\"font-weight: 400;\">\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">Why is the Change the Talk of the Town?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The ATM feature update is just a part of a larger initiative called \u2018<\/span><b>EPFO 3.0\u2019,<\/b><span style=\"font-weight: 400;\"> which aims at making financial life easier for its members.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Here\u2019s what EPFO 3.0 brings:<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><b>Centralized Claim Settlements: <\/b><span style=\"font-weight: 400;\">Claims will now be auto-processed, cutting down on delays.<\/span><\/h4>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><b>Pensions on Day 1<\/b><span style=\"font-weight: 400;\">: <\/span><span style=\"font-weight: 400;\">Retirees will receive their first pension payment on the day they retire.<\/span><\/h4>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><b>UAN-Based Accounting: <\/b><span style=\"font-weight: 400;\">Unified management of member accounts for easier tracking and updates.<\/span><\/h4>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><b>Revamped ECR System: <\/b><span style=\"font-weight: 400;\">The new <\/span><b>Electronic Challan-cum-Receipt system<\/b><span style=\"font-weight: 400;\"> offers due statements and remittance challans, simplifying employer contributions.<\/span><\/h4>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><b>Digital Access: <\/b><span style=\"font-weight: 400;\">Members can store PF documents on <\/span><b>Digilocker<\/b><span style=\"font-weight: 400;\"> and file claims via the <\/span><b>Umang app<\/b><span style=\"font-weight: 400;\">.<\/span><\/h4>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><b>Faster Appeals: <\/b><span style=\"font-weight: 400;\">Member grievances are now resolved in just six days\u2014significantly faster than before.<\/span><\/h4>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h4><b>Digital Life Certificates: <\/b><span style=\"font-weight: 400;\">Pensioners can upload their life certificates online, ensuring uninterrupted benefits.<\/span><\/h4>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">These upgrades are scheduled to roll out in phases, with the first phase complete by <\/span><b>December 2024<\/b><span style=\"font-weight: 400;\"> and full implementation expected by <\/span><b>June 2025<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">Personalized Pension Contributions: Another Game-Changing Update of 2025<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">EPFO is also introducing <\/span><b>flexible contribution options<\/b><span style=\"font-weight: 400;\"> for the Employees\u2019 Pension Scheme (EPS). This means you can decide how much to contribute toward your pension based on your financial goals and personal needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you want to save more for retirement or balance current expenses, this feature puts you in control of your pension planning.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">Why EPFO 2025 Changes Matter to You<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">These changes don\u2019t just make things more convenient; they fundamentally shift how you manage your finances. They are meant to provide you with greater control and efficiency over your savings.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s how they directly benefit the stakeholders:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>For EPFO Members<\/b><span style=\"font-weight: 400;\">: These new updates will bring greater transparency, quicker access to funds, and a simpler process for making claims and withdrawals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>For Pensioners: <\/b><span style=\"font-weight: 400;\">These changes will ensure pensions are disbursed on time with minimal paperwork, thanks to digital life certificates that guarantee uninterrupted benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>For Employers<\/b><span style=\"font-weight: 400;\">: The revamped ECR system will streamline contributions, making the process more efficient and reducing administrative complexity.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span style=\"font-weight: 400;\">What\u2019s Next in EPFO&#8217;s 2025 year?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">With the <a href=\"https:\/\/pib.gov.in\/PressNoteDetails.aspx?NoteId=153420&amp;ModuleId=3&amp;reg=3&amp;lang=1\"><strong>EPFO<\/strong> <\/a><\/span><b>ATM withdrawal feature<\/b><span style=\"font-weight: 400;\"> and other updates rolling out soon, 2025 promises to be a year of empowerment for EPFO members. EPFO is putting your financial future firmly in your hands with these new updates simplifying processes and leveraging technology.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As financial advisors, we understand the importance of staying updated on changes that impact your financial future. These updates from EPFO offer exciting opportunities for better managing your savings, and we&#8217;re here to help you navigate these changes for more effective <a href=\"https:\/\/s9financialplanners.com\/comprehensive-finance-Planning.php\">financial planning<\/a>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>EPFO is rolling out ATM cards for PF withdrawals in 2025, making your money accessible to you, anytime, anywhere!<\/p>\n","protected":false},"author":4,"featured_media":5808,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57],"tags":[],"class_list":["post-5805","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>EPFO 2025 Update Alert: What Employees &amp; Pensioners Need to Know<\/title>\n<meta name=\"description\" content=\"EPFO is rolling out ATM cards for PF withdrawals in 2025, making your money accessible to you, anytime, anywhere!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EPFO 2025 Update Alert: What Employees &amp; Pensioners Need to Know\" \/>\n<meta property=\"og:description\" content=\"EPFO is rolling out ATM cards for PF withdrawals in 2025, making your money accessible to you, anytime, anywhere!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/\" \/>\n<meta property=\"og:site_name\" content=\"S9 Financial Planners Blog\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/urmila.singh.357\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-23T06:33:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-23T06:52:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2024\/12\/epfo-atm-withdrawal-update-2025.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"504\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Urmila Singh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Urmila Singh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/\"},\"author\":{\"name\":\"Urmila Singh\",\"@id\":\"http:\/\/s9financialplanners.com\/blog\/#\/schema\/person\/ee14fa6b5a8401d8f4b416c58c8c17ce\"},\"headline\":\"EPFO 2025 Update Alert: What Employees &#038; Pensioners Need to Know\",\"datePublished\":\"2024-12-23T06:33:53+00:00\",\"dateModified\":\"2024-12-23T06:52:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/\"},\"wordCount\":629,\"publisher\":{\"@id\":\"http:\/\/s9financialplanners.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2024\/12\/epfo-atm-withdrawal-update-2025.png\",\"articleSection\":[\"Financial News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/\",\"url\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/\",\"name\":\"EPFO 2025 Update Alert: What Employees & Pensioners Need to Know\",\"isPartOf\":{\"@id\":\"http:\/\/s9financialplanners.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2024\/12\/epfo-atm-withdrawal-update-2025.png\",\"datePublished\":\"2024-12-23T06:33:53+00:00\",\"dateModified\":\"2024-12-23T06:52:42+00:00\",\"description\":\"EPFO is rolling out ATM cards for PF withdrawals in 2025, making your money accessible to you, anytime, anywhere!\",\"breadcrumb\":{\"@id\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#primaryimage\",\"url\":\"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2024\/12\/epfo-atm-withdrawal-update-2025.png\",\"contentUrl\":\"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2024\/12\/epfo-atm-withdrawal-update-2025.png\",\"width\":1280,\"height\":504,\"caption\":\"epfo atm withdrawal-update 2025\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"http:\/\/s9financialplanners.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"EPFO 2025 Update Alert: What Employees &#038; Pensioners Need to Know\"}]},{\"@type\":\"WebSite\",\"@id\":\"http:\/\/s9financialplanners.com\/blog\/#website\",\"url\":\"http:\/\/s9financialplanners.com\/blog\/\",\"name\":\"S9 Financial Planners Blog\",\"description\":\"Investors - Stay Informed\",\"publisher\":{\"@id\":\"http:\/\/s9financialplanners.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"http:\/\/s9financialplanners.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"http:\/\/s9financialplanners.com\/blog\/#organization\",\"name\":\"S9 Financial Planners\",\"url\":\"http:\/\/s9financialplanners.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"http:\/\/s9financialplanners.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2018\/01\/favicon.png\",\"contentUrl\":\"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2018\/01\/favicon.png\",\"width\":177,\"height\":167,\"caption\":\"S9 Financial Planners\"},\"image\":{\"@id\":\"http:\/\/s9financialplanners.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"http:\/\/s9financialplanners.com\/blog\/#\/schema\/person\/ee14fa6b5a8401d8f4b416c58c8c17ce\",\"name\":\"Urmila Singh\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"http:\/\/s9financialplanners.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2017\/09\/MG_8654-150x150.jpg\",\"contentUrl\":\"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2017\/09\/MG_8654-150x150.jpg\",\"caption\":\"Urmila Singh\"},\"description\":\"She is our ace Financial planner who has over 8 years of experience in the finance industry. A Certified Financial Planner from FPSB India and with an MBA in Finance degree along with NSE \u2013 Capital Market Certification, Qualified Personal Finance Professional (QPFP) Certification makes her the best in her domain and that is why her clients are so comfortable interacting with her. She is very passionate about traveling, swimming and dancing when she is not occupied with client meetings.\",\"sameAs\":[\"https:\/\/www.facebook.com\/urmila.singh.357\",\"https:\/\/www.linkedin.com\/in\/urmila-k-singh-9b92b9104\/\"],\"url\":\"https:\/\/s9financialplanners.com\/blog\/author\/urmila-singh\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"EPFO 2025 Update Alert: What Employees & Pensioners Need to Know","description":"EPFO is rolling out ATM cards for PF withdrawals in 2025, making your money accessible to you, anytime, anywhere!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/","og_locale":"en_US","og_type":"article","og_title":"EPFO 2025 Update Alert: What Employees & Pensioners Need to Know","og_description":"EPFO is rolling out ATM cards for PF withdrawals in 2025, making your money accessible to you, anytime, anywhere!","og_url":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/","og_site_name":"S9 Financial Planners Blog","article_author":"https:\/\/www.facebook.com\/urmila.singh.357","article_published_time":"2024-12-23T06:33:53+00:00","article_modified_time":"2024-12-23T06:52:42+00:00","og_image":[{"width":1280,"height":504,"url":"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2024\/12\/epfo-atm-withdrawal-update-2025.png","type":"image\/png"}],"author":"Urmila Singh","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Urmila Singh","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#article","isPartOf":{"@id":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/"},"author":{"name":"Urmila Singh","@id":"http:\/\/s9financialplanners.com\/blog\/#\/schema\/person\/ee14fa6b5a8401d8f4b416c58c8c17ce"},"headline":"EPFO 2025 Update Alert: What Employees &#038; Pensioners Need to Know","datePublished":"2024-12-23T06:33:53+00:00","dateModified":"2024-12-23T06:52:42+00:00","mainEntityOfPage":{"@id":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/"},"wordCount":629,"publisher":{"@id":"http:\/\/s9financialplanners.com\/blog\/#organization"},"image":{"@id":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#primaryimage"},"thumbnailUrl":"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2024\/12\/epfo-atm-withdrawal-update-2025.png","articleSection":["Financial News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/","url":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/","name":"EPFO 2025 Update Alert: What Employees & Pensioners Need to Know","isPartOf":{"@id":"http:\/\/s9financialplanners.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#primaryimage"},"image":{"@id":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#primaryimage"},"thumbnailUrl":"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2024\/12\/epfo-atm-withdrawal-update-2025.png","datePublished":"2024-12-23T06:33:53+00:00","dateModified":"2024-12-23T06:52:42+00:00","description":"EPFO is rolling out ATM cards for PF withdrawals in 2025, making your money accessible to you, anytime, anywhere!","breadcrumb":{"@id":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#primaryimage","url":"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2024\/12\/epfo-atm-withdrawal-update-2025.png","contentUrl":"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2024\/12\/epfo-atm-withdrawal-update-2025.png","width":1280,"height":504,"caption":"epfo atm withdrawal-update 2025"},{"@type":"BreadcrumbList","@id":"https:\/\/s9financialplanners.com\/blog\/epfo-2025-update-employees-pensioners-need-know\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"http:\/\/s9financialplanners.com\/blog\/"},{"@type":"ListItem","position":2,"name":"EPFO 2025 Update Alert: What Employees &#038; Pensioners Need to Know"}]},{"@type":"WebSite","@id":"http:\/\/s9financialplanners.com\/blog\/#website","url":"http:\/\/s9financialplanners.com\/blog\/","name":"S9 Financial Planners Blog","description":"Investors - Stay Informed","publisher":{"@id":"http:\/\/s9financialplanners.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"http:\/\/s9financialplanners.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"http:\/\/s9financialplanners.com\/blog\/#organization","name":"S9 Financial Planners","url":"http:\/\/s9financialplanners.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"http:\/\/s9financialplanners.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2018\/01\/favicon.png","contentUrl":"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2018\/01\/favicon.png","width":177,"height":167,"caption":"S9 Financial Planners"},"image":{"@id":"http:\/\/s9financialplanners.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"http:\/\/s9financialplanners.com\/blog\/#\/schema\/person\/ee14fa6b5a8401d8f4b416c58c8c17ce","name":"Urmila Singh","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"http:\/\/s9financialplanners.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2017\/09\/MG_8654-150x150.jpg","contentUrl":"https:\/\/s9financialplanners.com\/blog\/wp-content\/uploads\/2017\/09\/MG_8654-150x150.jpg","caption":"Urmila Singh"},"description":"She is our ace Financial planner who has over 8 years of experience in the finance industry. A Certified Financial Planner from FPSB India and with an MBA in Finance degree along with NSE \u2013 Capital Market Certification, Qualified Personal Finance Professional (QPFP) Certification makes her the best in her domain and that is why her clients are so comfortable interacting with her. She is very passionate about traveling, swimming and dancing when she is not occupied with client meetings.","sameAs":["https:\/\/www.facebook.com\/urmila.singh.357","https:\/\/www.linkedin.com\/in\/urmila-k-singh-9b92b9104\/"],"url":"https:\/\/s9financialplanners.com\/blog\/author\/urmila-singh\/"}]}},"_links":{"self":[{"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/posts\/5805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/comments?post=5805"}],"version-history":[{"count":16,"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/posts\/5805\/revisions"}],"predecessor-version":[{"id":5822,"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/posts\/5805\/revisions\/5822"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/media\/5808"}],"wp:attachment":[{"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/media?parent=5805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/categories?post=5805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/s9financialplanners.com\/blog\/wp-json\/wp\/v2\/tags?post=5805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}