Your First Paycheck: Do you pay for EMI or check for investment
Apple’s impressive 40% growth in India has led to the sale of a remarkable 1 crore (10 million) iPhones. 70% are purchased through EMI plans…
Urmila Singh
Does your loan serve you or enslave you?
Marketers often use instant gratification to get their products or services sold. I would like to add by saying instant gratification is there to satisfy our ego due to comparison & some obvious social factors.
Don’t compromise on your Claims: The Nominee’s Impact on Insurance Policies
I want to highlight an important point that is ignored while taking an insurance policy by most of us. Let me tell you a story first. Mr. A had a … Read more
6 behavioural habits that kills your personal finance
However, many individuals tend to overlook the importance of personal finance, resulting in poor decisions […]
5 behavioural habits that boost your personal finance
It is rightly said that personal finance is 80% behaviour and 20% knowledge. Financial behaviour is how much one spends or invests. In a nutshell, personal finance is about what … Read more
Societal Factors affecting the Investment Decisions of an Investor
Mindset dictates our decisions and behavior towards investments. Globally many researchers and academicians are keen to know individual investors buying and spending behaviors. Several factors come into the picture when … Read more
How behavioural finance can stop you from taking irrational personal investment decisions
“Investing isn’t about beating others at their game. It’s about controlling yourself at your game” – Jason Zweig The above quote means a lot when we see our life from … Read more
The rise in interest FD’s rate won’t beat the inflation rate in India now!
The inflation rate of India in May was 7.04%. Well if you ask about April it was 7.79% which was 8 years high. It has resulted in an increase in … Read more
Financial Stepney-A Positive catalyst to your emotions
Redeeming emergency funds that were parked in their portfolio was the right move in such a scenario. Financial Stepney here can act as a positive catalyst for our emotions.[…]
What did your school never tell you about personal finance?
Indian schools are mostly the place where many of them have the best of their memories and best of their knowledge. We learn about different concepts […]