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Personal Finance

Balancing Tech and Trust: How the Phygital Model Transforms Financial Planning

October 11, 2024 by Urmila Singh

In a time when we are surrounded by technology, Phygital model includes the warmth of human connections…

Categories Financial Planning, Personal Finance

Your First Paycheck: Do you pay for EMI or check for investment

June 19, 2024 by Urmila Singh
first paycheck pay emi vs investment

Apple’s impressive 40% growth in India has led to the sale of a remarkable 1 crore (10 million) iPhones. 70% are purchased through EMI plans…

Categories Personal Finance

Does your loan serve you or enslave you?

March 29, 2024 by Urmila Singh

Marketers often use instant gratification to get their products or services sold. I would like to add by saying instant gratification is there to satisfy our ego due to comparison & some obvious social factors.

Categories Personal Finance

Navigating 2024: Indian Equity Market Needs Smart Investments

December 29, 2023 by Gaurav Karnik
2024 Indian Equity markets

In today’s landscape of the Indian equity market, as we step into 2024, strategic planning becomes paramount. Understanding the nuances of current trends and projections can guide retail investors to … Read more

Categories Financial News, Investment Planning, Personal Finance, Stock Market

6 behavioural habits that kills your personal finance

May 17, 2023 by Urmila Singh
6 Behavioural habits that kill your personal finance

However, many individuals tend to overlook the importance of personal finance, resulting in poor decisions […]

Categories Personal Finance

5 behavioural habits that boost your personal finance

April 19, 2023 by Urmila Singh
behavioural habits

It is rightly said that personal finance is 80% behaviour and 20% knowledge. Financial behaviour is how much one spends or invests.  In a nutshell, personal finance is about what … Read more

Categories Financial Planning, Personal Finance

Societal Factors affecting the Investment Decisions of an Investor

February 7, 2023 by Urmila Singh

Mindset dictates our decisions and behavior towards investments. Globally many researchers and academicians are keen to know individual investors buying and spending behaviors. Several factors come into the picture when … Read more

Categories Investment Planning, Personal Finance

How behavioural finance can stop you from taking irrational personal investment decisions

December 23, 2022 by Urmila Singh
Behavioural finance can stop you from taking irrational personal investment decisions

“Investing isn’t about beating others at their game. It’s about controlling yourself at your game” – Jason Zweig The above quote means a lot when we see our life from … Read more

Categories Personal Finance

Domino Effect warning on your Personal Finance!

August 17, 2022 by Gaurav Patil
Domino effect on personal finance

There’s a quote that says, “You fall for one, they fall for another” Similarly, if used in personal finance, “If you fall for a wish without patience, your financial plan … Read more

Categories Personal Finance
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