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Your First Paycheck: Do you pay for EMI or check for investment

June 19, 2024 by Urmila Singh
first paycheck pay emi vs investment

Apple’s impressive 40% growth in India has led to the sale of a remarkable 1 crore (10 million) iPhones. 70% are purchased through EMI plans…

Categories Personal Finance

Does your loan serve you or enslave you?

March 29, 2024 by Urmila Singh

Marketers often use instant gratification to get their products or services sold. I would like to add by saying instant gratification is there to satisfy our ego due to comparison & some obvious social factors.

Categories Personal Finance

Navigating 2024: Indian Equity Market Needs Smart Investments

December 29, 2023 by Gaurav Karnik
2024 Indian Equity markets

In today’s landscape of the Indian equity market, as we step into 2024, strategic planning becomes paramount. Understanding the nuances of current trends and projections can guide retail investors to … Read more

Categories Financial News, Investment Planning, Personal Finance, Stock Market

Don’t compromise on your Claims: The Nominee’s Impact on Insurance Policies

July 20, 2023 by Urmila Singh
The Importance of Adding a Nominee in Your Insurance Policies Insights from a Financial Planner

I want to highlight an important point that is ignored while taking an insurance policy by most of us. Let me tell you a story first.  Mr. A had a … Read more

Categories Insurance Planning

6 behavioural habits that kills your personal finance

May 17, 2023 by Urmila Singh
6 Behavioural habits that kill your personal finance

However, many individuals tend to overlook the importance of personal finance, resulting in poor decisions […]

Categories Personal Finance

5 behavioural habits that boost your personal finance

April 19, 2023 by Urmila Singh
behavioural habits

It is rightly said that personal finance is 80% behaviour and 20% knowledge. Financial behaviour is how much one spends or invests.  In a nutshell, personal finance is about what … Read more

Categories Financial Planning, Personal Finance

Societal Factors affecting the Investment Decisions of an Investor

February 7, 2023 by Urmila Singh

Mindset dictates our decisions and behavior towards investments. Globally many researchers and academicians are keen to know individual investors buying and spending behaviors. Several factors come into the picture when … Read more

Categories Investment Planning, Personal Finance

Rethink your health goals this Cancer Day!

February 4, 2023 by Gaurav Patil
Cancer Day 2023

Cancer Day! The most dreaded disease, Cancer knocks at our doors in quite an unexpected way.  If you visit a cancer hospital, the most often heard story is the patient … Read more

Categories Insurance Planning

How behavioural finance can stop you from taking irrational personal investment decisions

December 23, 2022 by Urmila Singh
Behavioural finance can stop you from taking irrational personal investment decisions

“Investing isn’t about beating others at their game. It’s about controlling yourself at your game” – Jason Zweig The above quote means a lot when we see our life from … Read more

Categories Personal Finance

5 stock market mistakes that retail investors should avoid

December 22, 2022 by Gaurav Patil
Stock market mistakes retail investors should avoid

According to a recent study of Indian Stock Markets, retail investors owned 9.7% of companies listed on NSE in December 2021. It was 8.4 % in December 2019. Since the … Read more

Categories Stock Market
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